Why Even Children's Toys Must Be Insured
Published Saturday, November 29, 2008 by bloggerblognet84084 | E-mail this post
It seems that nothing is taboo to Britain's criminals as new figures show the importance of taking out home insurance for children's toys and care equipment.
Research from Halifax home insurance shows that nearly one in four families with children under the age of five have fallen victim to theft in the last year alone - with everything from buggies and clothes to even nappies stolen.
Children's bikes are the top target for opportunist thieves - they account for 18 per cent of all thefts from families with children under five. Garden play equipment, including paddling pools, were the subject of 16 per cent of the thefts, while even cuddly toys and stuffed animals accounted for eight per cent of the items taken by callous thieves.
Having their favourite toys stolen can be heartbreaking for youngsters, which is why parents have been urged to take out suitable home insurance cover so they can afford to replace the items should a theft take place. Many designer prams cost more than 600 and Wendy houses can cost in excess of 400 - leaving parents seriously out of pocket if a theft takes place.
Parents should ensure their home contents policies are up to date to cover these items should they be taken - and they should also look at where they are covered too.
The statistics show that restaurants and gardens are a fertile ground for thefts so make sure your policy includes items taken from a public place. Keep a watchful eye out for criminals, don't leave items unattended and take advantage of any safety locks that may be provided.
If your home insurance policy does not cover items in public areas then search for one that does - you can compare home insurance online with a comparison website to find a more suitable deal.
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